World Acceptance Corporation
Profit after direct costs
Core business profitability
Bottom line profitability
Top line growth rate
Flow of revenue through cost categories to net income
| Item | Trend | 2022 | 2023 | 2024 | 2025 | 2026 | YoY Change |
|---|---|---|---|---|---|---|---|
Total Revenue | 585.19M | 616.55M | 573.21M | 564.84M | 585.17M | 3.6% | |
| Cost of Revenue | (219.63M) | (309.93M) | (205.21M) | (169.22M) | (238.05M) | 40.7% | |
Gross Profit | 365.55M | 306.62M | 368.01M | 395.63M | 347.12M | -12.3% | |
| Operating Expenses | |||||||
| Research & Development | — | — | — | — | — | — | |
| Selling, General & Administrative | (242.88M) | (222.90M) | (214.60M) | (187.98M) | (250.33M) | 33.2% | |
| General & Administrative | (224.58M) | (216.80M) | (204.67M) | (177.76M) | (239.75M) | 34.9% | |
| Selling & Marketing | (18.30M) | (6.10M) | (9.93M) | (10.22M) | (10.59M) | 3.5% | |
| Depreciation & Amortization | (11.67M) | (10.91M) | (10.89M) | (10.13M) | (8.99M) | -11.3% | |
Operating Income (EBIT) | 65.58M | 27.15M | 99.41M | 158.50M | 45.24M | -71.5% | |
| Non-Operating Items | |||||||
| Interest Income | 485.67M | 508.34M | 468.53M | 465.09M | 484.83M | 4.2% | |
| Interest Expense | (33.42M) | (50.46M) | (48.23M) | (42.71M) | (49.44M) | 15.8% | |
| Other Income/Expenses (Net) | — | — | — | -46.46M | — | -100.0% | |
Income Before Tax | 65.58M | 27.15M | 99.41M | 111.98M | 45.24M | -59.6% | |
| Income Tax Expense | (11.66M) | (5.91M) | (22.06M) | (22.24M) | (10.66M) | -52.1% | |
Net Income | 53.92M | 21.23M | 77.35M | 89.74M | 34.59M | -61.5% | |
| Per Share Metrics | |||||||
| Earnings Per Share (Basic) | $9 | $4 | $13 | $17 | $7 | -57.9% | |
| Weighted Avg Shares Outstanding | 6.07M | 5.75M | 5.75M | 5.51M | 5.03M | -8.7% | |
| Weighted Avg Shares Outstanding (Diluted) | 6.36M | 5.90M | 5.86M | 5.51M | 5.03M | -8.7% | |
EBITDA | 77.25M | 38.06M | 110.30M | 164.97M | 54.23M | -67.1% |
Explore WRLD
WRLD in the Financial Services
Small Cap