Tompkins Financial Corporation
Profit after direct costs
Core business profitability
Bottom line profitability
Top line growth rate
Flow of revenue through cost categories to net income
| Item | Trend | 2021 | 2022 | 2023 | 2024 | 2025 | YoY Change |
|---|---|---|---|---|---|---|---|
Total Revenue | 316.63M | 324.74M | 303.36M | 431.65M | 578.94M | 34.1% | |
| Cost of Revenue | (15.31M) | (23.83M) | (92.18M) | (143.08M) | (143.88M) | 0.6% | |
Gross Profit | 301.33M | 300.90M | 211.18M | 288.56M | 435.07M | 50.8% | |
| Operating Expenses | |||||||
| Research & Development | — | — | — | — | — | — | |
| Selling, General & Administrative | (127.29M) | (131.74M) | (134.26M) | (137.58M) | (155.96M) | 13.4% | |
| General & Administrative | (122.97M) | (126.03M) | (129.00M) | (133.51M) | (155.96M) | 16.8% | |
| Depreciation & Amortization | (11.57M) | (11.56M) | (11.73M) | (10.47M) | (8.62M) | -17.7% | |
Operating Income (EBIT) | 114.57M | 109.71M | 12.12M | 92.98M | 224.86M | 141.8% | |
| Non-Operating Items | |||||||
| Interest Income | 241.32M | 251.32M | 297.36M | 347.57M | 382.07M | 9.9% | |
| Interest Expense | (17.53M) | (21.04M) | (87.84M) | (136.47M) | (132.34M) | -3.0% | |
| Other Income/Expenses (Net) | — | — | — | — | — | — | |
Income Before Tax | 114.57M | 109.71M | 12.12M | 92.98M | 224.86M | 141.8% | |
| Income Tax Expense | (25.18M) | (24.56M) | (2.50M) | (22.00M) | (63.78M) | 189.9% | |
Net Income | 89.26M | 85.03M | 9.51M | 70.85M | 161.07M | 127.3% | |
| Per Share Metrics | |||||||
| Earnings Per Share (Basic) | $6 | $6 | $1 | $5 | $11 | 126.9% | |
| Weighted Avg Shares Outstanding | 14.57M | 14.33M | 14.25M | 14.22M | 14.25M | 0.2% | |
| Weighted Avg Shares Outstanding (Diluted) | 14.65M | 14.40M | 14.30M | 14.27M | 14.34M | 0.5% | |
EBITDA | 126.14M | 121.27M | 23.86M | 103.45M | 233.47M | 125.7% |
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TMP in the Financial Services
Small Cap