TFS Financial Corporation
Profit after direct costs
Core business profitability
Bottom line profitability
Top line growth rate
Flow of revenue through cost categories to net income
| Item | Trend | 2021 | 2022 | 2023 | 2024 | 2025 | YoY Change |
|---|---|---|---|---|---|---|---|
Total Revenue | 444.65M | 433.14M | 633.35M | 758.78M | 791.96M | 4.4% | |
| Cost of Revenue | (148.72M) | (142.94M) | (326.85M) | (454.12M) | (472.99M) | 4.2% | |
Gross Profit | 295.93M | 290.20M | 306.50M | 304.66M | 318.97M | 4.7% | |
| Operating Expenses | |||||||
| Research & Development | — | — | — | — | — | — | |
| Selling, General & Administrative | (137.13M) | (139.96M) | (151.53M) | (142.08M) | (137.66M) | -3.1% | |
| General & Administrative | (117.95M) | (118.70M) | (126.24M) | (122.35M) | (119.03M) | -2.7% | |
| Selling & Marketing | (19.17M) | (21.26M) | (25.29M) | (19.73M) | (18.63M) | -5.6% | |
| Depreciation & Amortization | (32.57M) | (27.04M) | (18.11M) | (19.03M) | (23.05M) | 21.1% | |
Operating Income (EBIT) | 100.09M | 92.05M | 93.37M | 100.31M | 114.72M | 14.4% | |
| Non-Operating Items | |||||||
| Interest Income | 389.35M | 409.33M | 611.92M | 734.07M | 763.18M | 4.0% | |
| Interest Expense | (157.72M) | (141.94M) | (328.35M) | (455.62M) | (470.49M) | 3.3% | |
| Other Income/Expenses (Net) | — | — | — | — | — | — | |
Income Before Tax | 100.09M | 92.05M | 93.37M | 100.31M | 114.72M | 14.4% | |
| Income Tax Expense | (19.09M) | (17.49M) | (18.12M) | (20.73M) | (23.76M) | 14.6% | |
Net Income | 81.01M | 74.56M | 75.25M | 79.59M | 90.96M | 14.3% | |
| Per Share Metrics | |||||||
| Earnings Per Share (Basic) | $0 | $0 | $0 | $0 | $0 | 14.3% | |
| Weighted Avg Shares Outstanding | 276.69M | 277.37M | 277.44M | 278.18M | 278.72M | 0.2% | |
| Weighted Avg Shares Outstanding (Diluted) | 278.58M | 278.69M | 278.58M | 279.14M | 279.76M | 0.2% | |
EBITDA | 132.66M | 119.09M | 111.48M | 119.35M | 137.76M | 15.4% |
Explore TFSL
TFSL in the Financial Services
Mid Cap