TF
TFSL
Market ClosedTFS Financial Corporation
US
919 employees
CEO: Marc A. Stefanski
Founded: 2007
$17.84
+$0.00(+NaN%)
Market Cap
5.00B
Beta
0.73
52W Range
N/A
Dividend Yield
6.33%
Financial Statements
Comprehensive breakdown of financial statements and performance metrics
Gross Margin
40.3%
4.7%
CAGR: 1.9%
Profit after direct costs
Operating Margin
14.5%
14.4%
CAGR: 3.5%
Core business profitability
Net Margin
11.5%
14.3%
CAGR: 2.9%
Bottom line profitability
Revenue Growth
4.4%
YoY
CAGR: 15.5%
Top line growth rate
Revenue Flow Analysis
Visual flow showing how TFSL allocates revenue across expenses and profit
Fiscal Year 2025
Revenue Distribution
Flow of revenue through cost categories to net income
Gross Margin
40.3%
$318.97M
Operating Margin
14.5%
$114.72M
Net Margin
11.5%
$90.96M
Detailed Income Statement
Complete profit and loss breakdown with margin analysis and historical comparison
| Item | Trend | 2021 | 2022 | 2023 | 2024 | 2025 | YoY Change |
|---|---|---|---|---|---|---|---|
Total Revenue | 444.65M | 433.14M | 633.35M | 758.78M | 791.96M | 4.4% | |
| Cost of Revenue | (148.72M) | (142.94M) | (326.85M) | (454.12M) | (472.99M) | 4.2% | |
Gross Profit | 295.93M | 290.20M | 306.50M | 304.66M | 318.97M | 4.7% | |
| Operating Expenses | |||||||
| Research & Development | — | — | — | — | — | — | |
| Selling, General & Administrative | (137.13M) | (139.96M) | (151.53M) | (142.08M) | (137.66M) | -3.1% | |
| General & Administrative | (117.95M) | (118.70M) | (126.24M) | (122.35M) | (119.03M) | -2.7% | |
| Selling & Marketing | (19.17M) | (21.26M) | (25.29M) | (19.73M) | (18.63M) | -5.6% | |
| Depreciation & Amortization | (32.57M) | (27.04M) | (18.11M) | (19.03M) | (23.05M) | 21.1% | |
Operating Income (EBIT) | 100.09M | 92.05M | 93.37M | 100.31M | 114.72M | 14.4% | |
| Non-Operating Items | |||||||
| Interest Income | 389.35M | 409.33M | 611.92M | 734.07M | 763.18M | 4.0% | |
| Interest Expense | (157.72M) | (141.94M) | (328.35M) | (455.62M) | (470.49M) | 3.3% | |
| Other Income/Expenses (Net) | — | — | — | — | — | — | |
Income Before Tax | 100.09M | 92.05M | 93.37M | 100.31M | 114.72M | 14.4% | |
| Income Tax Expense | (19.09M) | (17.49M) | (18.12M) | (20.73M) | (23.76M) | 14.6% | |
Net Income | 81.01M | 74.56M | 75.25M | 79.59M | 90.96M | 14.3% | |
| Per Share Metrics | |||||||
| Earnings Per Share (Basic) | $0 | $0 | $0 | $0 | $0 | 14.3% | |
| Weighted Avg Shares Outstanding | 276.69M | 277.37M | 277.44M | 278.18M | 278.72M | 0.2% | |
| Weighted Avg Shares Outstanding (Diluted) | 278.58M | 278.69M | 278.58M | 279.14M | 279.76M | 0.2% | |
EBITDA | 132.66M | 119.09M | 111.48M | 119.35M | 137.76M | 15.4% |
Explore TFSL
TFSL in the Financial Services
Mid Cap