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ST

STBA

Market Closed

S&T Bancorp, Inc.

NASDAQFinancial ServicesBanks - Regional
US
1.21K employees
CEO: Christopher J. McComish
Founded: 1992
$49.61
+$0.00(+NaN%)
Market Cap
1.75B
Beta
0.83
52W Range
N/A
Dividend Yield
2.94%
OverviewForecastsFundamentalMarket SentimentValuationOwnership
OverviewForecastsFundamentalMarket SentimentValuationOwnership
Financial Statements
Comprehensive breakdown of financial statements and performance metrics
Gross Margin
69.4%
2.9%
CAGR: 5.0%

Profit after direct costs

Operating Margin
29.5%
1.9%
CAGR: 5.5%

Core business profitability

Net Margin
23.6%
2.3%
CAGR: 5.0%

Bottom line profitability

Revenue Growth
0.6%
YoY
CAGR: 12.6%

Top line growth rate

Revenue Flow Analysis
Visual flow showing how STBA allocates revenue across expenses and profit
Fiscal Year 2025

Revenue Distribution

Flow of revenue through cost categories to net income

Gross Margin
69.4%
$394.70M
Operating Margin
29.5%
$167.94M
Net Margin
23.6%
$134.23M
Detailed Income Statement
Complete profit and loss breakdown with margin analysis and historical comparison
ItemTrend20212022202320242025YoY Change
Total Revenue
353.96M399.01M535.52M564.96M568.51M0.6%
Cost of Revenue
(29.36M)(33.33M)(146.38M)(181.20M)(173.82M)-4.1%
Gross Profit
324.59M365.68M389.14M383.76M394.70M2.9%
Operating Expenses
Research & Development
——————
Selling, General & Administrative
(108.99M)(111.67M)(122.07M)(132.54M)(137.79M)4.0%
General & Administrative
(104.44M)(106.08M)(115.58M)(126.19M)(131.88M)4.5%
Selling & Marketing
(4.55M)(5.60M)(6.49M)(6.35M)(5.91M)-7.0%
Depreciation & Amortization
(11.48M)(9.03M)(7.52M)(10.87M)(7.11M)-34.6%
Operating Income (EBIT)
135.67M168.93M178.80M164.82M167.94M1.9%
Non-Operating Items
Interest Income
288.76M340.19M475.59M514.82M516.49M0.3%
Interest Expense
(13.15M)(24.97M)(128.49M)(181.07M)(166.39M)-8.1%
Other Income/Expenses (Net)
——————
Income Before Tax
135.67M168.93M178.80M164.82M167.94M1.9%
Income Tax Expense
(25.32M)(33.41M)(34.02M)(33.55M)(33.71M)0.5%
Net Income
110.34M135.52M144.78M131.26M134.23M2.3%
Per Share Metrics
Earnings Per Share (Basic)
$3$3$4$3$31.7%
Weighted Avg Shares Outstanding
39.05M38.99M38.23M38.24M38.49M0.7%
Weighted Avg Shares Outstanding (Diluted)
39.05M39.03M38.66M38.52M38.49M-0.1%
EBITDA
147.15M177.96M186.32M175.68M175.05M-0.4%

Explore STBA

Overview

Key metrics and AI-powered insights

Forecast

Price targets and earnings estimates

Fundamentals

Income, balance sheet and cash flow

Valuation

P/E, DCF and valuation multiples

Ownership

Institutional and insider holdings

Sentiment

Analyst ratings and news sentiment

STBA in the Financial Services

Small Cap
Financial Services

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Banks - Regional

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