Navigation

ExploreAnalysisInvestor RelationsAI AssistantCompareScreener
LoginSign Up FreeSign Up

© 2026 MarketCI. All rights reserved.

HelpPricingPrivacyTerms
SB

SBSI

Market Closed

Southside Bancshares, Inc.

NYSEFinancial ServicesBanks - Regional
US
781 employees
CEO: Keith Donahoe
Founded: 1998
$32.83
+$0.00(+NaN%)
Market Cap
976.75M
Beta
0.57
52W Range
N/A
Dividend Yield
4.42%
OverviewForecastsFundamentalMarket SentimentValuationOwnership
OverviewForecastsFundamentalMarket SentimentValuationOwnership
Financial Statements
Comprehensive breakdown of financial statements and performance metrics
Gross Margin
55.8%
-8.1%
CAGR: -2.2%

Profit after direct costs

Operating Margin
19.7%
-23.0%
CAGR: -10.9%

Core business profitability

Net Margin
16.5%
-21.8%
CAGR: -11.6%

Bottom line profitability

Revenue Growth
-8.1%
YoY
CAGR: 12.1%

Top line growth rate

Revenue Flow Analysis
Visual flow showing how SBSI allocates revenue across expenses and profit
Fiscal Year 2025

Revenue Distribution

Flow of revenue through cost categories to net income

Gross Margin
55.8%
$233.99M
Operating Margin
19.7%
$82.63M
Net Margin
16.5%
$69.22M
Detailed Income Statement
Complete profit and loss breakdown with margin analysis and historical comparison
ItemTrend20212022202320242025YoY Change
Total Revenue
265.32M293.84M395.57M456.07M419.03M-8.1%
Cost of Revenue
(9.47M)(43.88M)(153.87M)(201.56M)(185.04M)-8.2%
Gross Profit
255.86M249.96M241.71M254.51M233.99M-8.1%
Operating Expenses
Research & Development
——————
Selling, General & Administrative
(84.07M)(88.01M)(93.28M)(97.44M)(97.96M)0.5%
General & Administrative
(81.70M)(84.58M)(89.18M)(94.08M)(94.03M)-0.1%
Selling & Marketing
(2.37M)(3.43M)(4.09M)(3.36M)(3.93M)16.8%
Depreciation & Amortization
(11.42M)(11.11M)(10.58M)(10.46M)(213.00K)-98.0%
Operating Income (EBIT)
130.83M119.63M101.13M107.38M82.63M-23.0%
Non-Operating Items
Interest Income
215.99M252.98M359.74M414.34M403.07M-2.7%
Interest Expense
(26.43M)(40.64M)(144.71M)(198.21M)(181.99M)-8.2%
Other Income/Expenses (Net)
——————
Income Before Tax
130.83M119.63M101.13M107.38M82.63M-23.0%
Income Tax Expense
(17.43M)(14.61M)(14.44M)(18.88M)(13.41M)-29.0%
Net Income
113.40M105.02M86.69M88.49M69.22M-21.8%
Per Share Metrics
Earnings Per Share (Basic)
$3$3$3$3$2-21.2%
Weighted Avg Shares Outstanding
32.56M32.12M30.70M30.29M30.14M-0.5%
Weighted Avg Shares Outstanding (Diluted)
32.69M32.25M30.76M30.37M30.23M-0.5%
EBITDA
142.25M130.74M111.71M117.84M82.84M-29.7%

Explore SBSI

Overview

Key metrics and AI-powered insights

Forecast

Price targets and earnings estimates

Fundamentals

Income, balance sheet and cash flow

Valuation

P/E, DCF and valuation multiples

Ownership

Institutional and insider holdings

Sentiment

Analyst ratings and news sentiment

SBSI in the Financial Services

Small Cap
Financial Services

Browse sector stocks →

Banks - Regional

Browse industry stocks →