Regions Financial Corporation (RF) Fundamentals — Income, Balance Sheet & Cash Flow | MarketCI

Regions Financial Corporation (RF) Fundamentals — Income, Balance Sheet & Cash Flow | MarketCI | MarketCI

RF

Market Closed

Regions Financial Corporation

NYSEFinancial Services Banks - Regional

19.64K employees

CEO: John Turner Jr.

Founded: 1980

$28.62

+$0.00(+NaN%)

Market Cap

24.42B

Beta

1.03

52W Range

N/A

Dividend Yield

3.70%

Overview Forecasts Fundamental Market Sentiment Valuation Ownership

Financial Statements

Comprehensive breakdown of financial statements and performance metrics

Gross Margin

74.6%

8.7%

CAGR: 0.7%

Profit after direct costs

Operating Margin

28.5%

16.5%

CAGR: -3.9%

Core business profitability

Net Margin

22.4%

13.9%

CAGR: -3.8%

Bottom line profitability

Revenue Growth

2.5%

YoY

CAGR: 9.8%

Top line growth rate

Revenue Flow Analysis

Visual flow showing how RF allocates revenue across expenses and profit

Fiscal Year 2025

Revenue Distribution

Flow of revenue through cost categories to net income

Gross Margin

74.6%

$7.17B

Operating Margin

28.5%

$2.74B

Net Margin

22.4%

$2.16B

Detailed Income Statement

Complete profit and loss breakdown with margin analysis and historical comparison

Item	2021	2022	2023	2024	2025	YoY Change
Total Revenue	6.60B	7.48B	9.15B	9.37B	9.61B	2.5%
Cost of Revenue	(357.00M)	(587.00M)	(2.13B)	(2.78B)	(2.44B)	-12.2%
Gross Profit	6.96B	6.89B	7.02B	6.60B	7.17B	8.7%
Operating Expenses
Research & Development	—	—	—	—	—	—
Selling, General & Administrative	(2.35B)	(2.42B)	(2.53B)	(2.64B)	(2.94B)	11.4%
General & Administrative	(2.24B)	(2.32B)	(2.42B)	(2.53B)	(2.83B)	11.9%
Selling & Marketing	(106.00M)	(102.00M)	(110.00M)	(110.00M)	(112.00M)	1.8%
Depreciation & Amortization	(371.00M)	(353.00M)	(236.00M)	(144.00M)	(62.00M)	-56.9%
Operating Income (EBIT)	3.21B	2.88B	2.61B	2.35B	2.74B	16.5%
Non-Operating Items
Interest Income	4.08B	5.10B	6.90B	7.11B	7.07B	-0.5%
Interest Expense	(167.00M)	(316.00M)	(1.58B)	(2.29B)	(2.08B)	-9.1%
Other Income/Expenses (Net)	—	—	—	—	—	—
Income Before Tax	3.21B	2.88B	2.61B	2.35B	2.74B	16.5%
Income Tax Expense	(694.00M)	(631.00M)	(533.00M)	(461.00M)	(587.00M)	27.3%
Net Income	2.52B	2.25B	2.07B	1.89B	2.16B	13.9%
Per Share Metrics
Earnings Per Share (Basic)	$3	$2	$2	$2	$2	19.1%
Weighted Avg Shares Outstanding	956.00M	935.00M	936.00M	916.00M	875.00M	-4.5%
Weighted Avg Shares Outstanding (Diluted)	963.00M	942.00M	938.00M	918.00M	880.00M	-4.1%
EBITDA	3.59B	3.23B	2.84B	2.50B	2.81B	12.3%

Explore RF

Overview

Key metrics and AI-powered insights

Forecast

Price targets and earnings estimates

Fundamentals

Income, balance sheet and cash flow

Valuation

P/E, DCF and valuation multiples

Ownership

Institutional and insider holdings

Sentiment

Analyst ratings and news sentiment

RF in the Financial Services

Large Cap

Financial Services

Browse sector stocks →

Banks - Regional

Browse industry stocks →