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PRAA

Market Closed

PRA Group, Inc.

NASDAQFinancial ServicesFinancial - Credit Services
US
2.42K employees
CEO: Martin Sjolund
Founded: 2002
$19.74
+$0.00(+NaN%)
Market Cap
742.98M
Beta
1.13
52W Range
N/A
Dividend Yield
0.00%
OverviewForecastsFundamentalMarket SentimentValuationOwnership
OverviewForecastsFundamentalMarket SentimentValuationOwnership
Financial Statements
Comprehensive breakdown of financial statements and performance metrics
Gross Margin
99.2%
79.4%
CAGR: 16.4%

Profit after direct costs

Operating Margin
33.9%
23.8%
CAGR: 2.9%

Core business profitability

Net Margin
-24.6%
-532.2%
CAGR: N/A

Bottom line profitability

Revenue Growth
10.4%
YoY
CAGR: 3.1%

Top line growth rate

Revenue Flow Analysis
Visual flow showing how PRAA allocates revenue across expenses and profit
Fiscal Year 2025

Revenue Distribution

Flow of revenue through cost categories to net income

Gross Margin
99.2%
$1.23B
Operating Margin
33.9%
$420.74M
Net Margin
-24.6%
$-305.14M
Detailed Income Statement
Complete profit and loss breakdown with margin analysis and historical comparison
ItemTrend20212022202320242025YoY Change
Total Revenue
1.10B966.52M815.50M1.12B1.24B10.4%
Cost of Revenue
(426.12M)(416.21M)(399.46M)(438.17M)(10.44M)-97.6%
Gross Profit
669.61M550.31M416.04M685.65M1.23B79.4%
Operating Expenses
Research & Development
——————
Selling, General & Administrative
(186.67M)(265.36M)(267.57M)(324.99M)—-100.0%
Depreciation & Amortization
(15.26M)(15.24M)(18.61M)(10.79M)(10.44M)-3.3%
Operating Income (EBIT)
375.00M285.80M100.49M339.73M420.74M23.8%
Non-Operating Items
Interest Income
1.09M2.23M-9.22M-10.57M1.19B-11358.8%
Interest Expense
(38.96M)(51.70M)(74.76M)(88.73M)(251.79M)183.8%
Other Income/Expenses (Net)
-124.67M-131.02M-183.38M-230.13M-663.98M188.5%
Income Before Tax
250.33M154.78M-82.89M109.61M-243.24M-321.9%
Income Tax Expense
(54.82M)(36.79M)(16.13M)(21.03M)(46.73M)122.2%
Net Income
183.16M117.15M-83.48M70.60M-305.14M-532.2%
Per Share Metrics
Earnings Per Share (Basic)
$4$3$-2$2$-8-535.2%
Weighted Avg Shares Outstanding
44.96M39.64M39.18M39.38M39.17M-0.5%
Weighted Avg Shares Outstanding (Diluted)
45.33M39.89M39.18M39.54M39.17M-0.9%
EBITDA
266.11M170.37M10.49M209.13M18.99M-90.9%

Explore PRAA

Overview

Key metrics and AI-powered insights

Forecast

Price targets and earnings estimates

Fundamentals

Income, balance sheet and cash flow

Valuation

P/E, DCF and valuation multiples

Ownership

Institutional and insider holdings

Sentiment

Analyst ratings and news sentiment

PRAA in the Financial Services

Small Cap
Financial Services

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Financial - Credit Services

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