Provident Financial Services, Inc. (PFS) Fundamentals — Income, Balance Sheet & Cash Flow | MarketCI

Provident Financial Services, Inc. (PFS) Fundamentals — Income, Balance Sheet & Cash Flow | MarketCI | MarketCI

PFS

Market Closed

Provident Financial Services, Inc.

NYSEFinancial Services Banks - Regional

1.75K employees

CEO: Anthony J. Labozzetta

Founded: 2003

$23.52

+$0.00(+NaN%)

Market Cap

3.06B

Beta

0.79

52W Range

N/A

Dividend Yield

4.08%

Overview Forecasts Fundamental Market Sentiment Valuation Ownership

Financial Statements

Comprehensive breakdown of financial statements and performance metrics

Gross Margin

62.7%

42.8%

CAGR: 16.2%

Profit after direct costs

Operating Margin

29.5%

172.8%

CAGR: 15.8%

Core business profitability

Net Margin

21.1%

152.0%

CAGR: 14.8%

Bottom line profitability

Revenue Growth

21.3%

YoY

CAGR: 29.7%

Top line growth rate

Revenue Flow Analysis

Visual flow showing how PFS allocates revenue across expenses and profit

Fiscal Year 2025

Revenue Distribution

Flow of revenue through cost categories to net income

Gross Margin

62.7%

$866.82M

Operating Margin

29.5%

$408.16M

Net Margin

21.1%

$291.16M

Detailed Income Statement

Complete profit and loss breakdown with margin analysis and historical comparison

Item	2021	2022	2023	2024	2025	YoY Change
Total Revenue	489.15M	553.97M	695.65M	1.14B	1.38B	21.3%
Cost of Revenue	(13.49M)	(53.63M)	(244.53M)	(533.09M)	(515.79M)	-3.2%
Gross Profit	475.66M	500.34M	451.12M	607.16M	866.82M	42.8%
Operating Expenses
Research & Development	—	—	—	—	—	—
Selling, General & Administrative	(153.58M)	(157.59M)	(161.90M)	(236.45M)	(305.92M)	29.4%
General & Administrative	(149.63M)	(152.40M)	(157.07M)	(231.31M)	(305.92M)	32.3%
Depreciation & Amortization	(22.73M)	(23.71M)	(22.19M)	(54.59M)	—	-100.0%
Operating Income (EBIT)	227.12M	240.11M	175.78M	149.62M	408.16M	172.8%
Non-Operating Items
Interest Income	402.34M	466.18M	615.82M	1.05B	1.27B	21.7%
Interest Expense	(36.32M)	(48.63M)	(216.37M)	(445.52M)	(512.21M)	15.0%
Other Income/Expenses (Net)	—	—	—	—	—	—
Income Before Tax	227.12M	240.11M	175.78M	149.62M	408.16M	172.8%
Income Tax Expense	(59.20M)	(64.46M)	(47.38M)	(34.09M)	(117.00M)	243.2%
Net Income	167.92M	175.65M	128.40M	115.53M	291.16M	152.0%
Per Share Metrics
Earnings Per Share (Basic)	$2	$2	$2	$1	$2	112.4%
Weighted Avg Shares Outstanding	76.47M	74.70M	74.84M	109.67M	130.57M	19.1%
Weighted Avg Shares Outstanding (Diluted)	76.56M	74.78M	74.87M	109.71M	130.51M	19.0%
EBITDA	249.85M	263.81M	197.97M	204.20M	408.16M	99.9%

Explore PFS

Overview

Key metrics and AI-powered insights

Forecast

Price targets and earnings estimates

Fundamentals

Income, balance sheet and cash flow

Valuation

P/E, DCF and valuation multiples

Ownership

Institutional and insider holdings

Sentiment

Analyst ratings and news sentiment

PFS in the Financial Services

Mid Cap

Financial Services

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Banks - Regional

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