Preferred Bank (PFBC) Fundamentals — Income, Balance Sheet & Cash Flow | MarketCI

Preferred Bank (PFBC) Fundamentals — Income, Balance Sheet & Cash Flow | MarketCI | MarketCI

PFBC

Market Closed

Preferred Bank

NASDAQFinancial Services Banks - Regional

323 employees

CEO: Li Yu

Founded: 1999

$100.15

+$0.00(+NaN%)

Market Cap

1.19B

Beta

0.56

52W Range

N/A

Dividend Yield

3.10%

Overview Forecasts Fundamental Market Sentiment Valuation Ownership

Financial Statements

Comprehensive breakdown of financial statements and performance metrics

Gross Margin

55.0%

0.9%

CAGR: 9.0%

Profit after direct costs

Operating Margin

38.0%

3.0%

CAGR: 9.1%

Core business profitability

Net Margin

26.8%

2.3%

CAGR: 8.8%

Bottom line profitability

Revenue Growth

-4.1%

YoY

CAGR: 22.9%

Top line growth rate

Revenue Flow Analysis

Visual flow showing how PFBC allocates revenue across expenses and profit

Fiscal Year 2025

Revenue Distribution

Flow of revenue through cost categories to net income

Gross Margin

55.0%

$274.30M

Operating Margin

38.0%

$189.55M

Net Margin

26.8%

$133.63M

Detailed Income Statement

Complete profit and loss breakdown with margin analysis and historical comparison

Item	2021	2022	2023	2024	2025	YoY Change
Total Revenue	218.78M	301.43M	481.76M	520.43M	499.04M	-4.1%
Cost of Revenue	(24.16M)	(54.37M)	(198.61M)	(248.57M)	(224.74M)	-9.6%
Gross Profit	194.62M	247.05M	283.14M	271.86M	274.30M	0.9%
Operating Expenses
Research & Development	—	—	—	—	—	—
Selling, General & Administrative	(43.17M)	(49.42M)	(52.05M)	(54.90M)	(66.82M)	21.7%
General & Administrative	(42.61M)	(48.61M)	(51.31M)	(53.65M)	(65.72M)	22.5%
Selling & Marketing	(568.00K)	(811.00K)	(737.00K)	(1.25M)	(1.10M)	-11.8%
Depreciation & Amortization	(1.90M)	(1.89M)	(1.72M)	(2.15M)	—	-100.0%
Operating Income (EBIT)	133.83M	179.20M	210.63M	184.03M	189.55M	3.0%
Non-Operating Items
Interest Income	211.03M	294.38M	477.99M	509.10M	486.45M	-4.4%
Interest Expense	(25.16M)	(47.02M)	(188.61M)	(236.47M)	(215.64M)	-8.8%
Other Income/Expenses (Net)	—	—	-778.00K	—	—	—
Income Before Tax	133.83M	179.20M	209.85M	184.03M	189.55M	3.0%
Income Tax Expense	(38.59M)	(50.35M)	(59.81M)	(53.37M)	(55.91M)	4.8%
Net Income	95.24M	128.84M	150.04M	130.66M	133.63M	2.3%
Per Share Metrics
Earnings Per Share (Basic)	$6	$9	$11	$10	$11	8.3%
Weighted Avg Shares Outstanding	14.87M	14.58M	14.10M	13.35M	12.59M	-5.6%
Weighted Avg Shares Outstanding (Diluted)	14.87M	14.81M	14.26M	13.55M	12.84M	-5.3%
EBITDA	135.72M	181.09M	211.57M	186.18M	189.55M	1.8%

Explore PFBC

Overview

Key metrics and AI-powered insights

Forecast

Price targets and earnings estimates

Fundamentals

Income, balance sheet and cash flow

Valuation

P/E, DCF and valuation multiples

Ownership

Institutional and insider holdings

Sentiment

Analyst ratings and news sentiment

PFBC in the Financial Services

Small Cap

Financial Services

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Banks - Regional

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