NW
NWBI
Market ClosedNorthwest Bancshares, Inc.
US
2.17K employees
CEO: Louis J. Torchio
Founded: 1994
$15.44
+$0.00(+NaN%)
Market Cap
2.26B
Beta
0.69
52W Range
N/A
Dividend Yield
5.18%
Financial Statements
Comprehensive breakdown of financial statements and performance metrics
Gross Margin
68.3%
20.8%
CAGR: 3.5%
Profit after direct costs
Operating Margin
18.8%
27.2%
CAGR: -4.9%
Core business profitability
Net Margin
14.4%
25.7%
CAGR: -4.9%
Bottom line profitability
Revenue Growth
16.3%
YoY
CAGR: 13.2%
Top line growth rate
Revenue Flow Analysis
Visual flow showing how NWBI allocates revenue across expenses and profit
Fiscal Year 2025
Revenue Distribution
Flow of revenue through cost categories to net income
Gross Margin
68.3%
$599.13M
Operating Margin
18.8%
$164.77M
Net Margin
14.4%
$126.01M
Detailed Income Statement
Complete profit and loss breakdown with margin analysis and historical comparison
| Item | Trend | 2021 | 2022 | 2023 | 2024 | 2025 | YoY Change |
|---|---|---|---|---|---|---|---|
Total Revenue | 534.14M | 557.84M | 700.05M | 754.09M | 876.99M | 16.3% | |
| Cost of Revenue | (11.46M) | (56.43M) | (175.11M) | (258.12M) | (277.87M) | 7.6% | |
Gross Profit | 522.68M | 501.41M | 524.94M | 495.96M | 599.13M | 20.8% | |
| Operating Expenses | |||||||
| Research & Development | — | — | — | — | — | — | |
| Selling, General & Administrative | (207.10M) | (202.23M) | (214.41M) | (234.94M) | (262.72M) | 11.8% | |
| General & Administrative | (198.86M) | (193.14M) | (204.96M) | (226.06M) | (254.06M) | 12.4% | |
| Selling & Marketing | (8.24M) | (9.10M) | (9.44M) | (8.89M) | (8.66M) | -2.6% | |
| Depreciation & Amortization | (6.63M) | (6.45M) | (24.50M) | (21.34M) | (136.00K) | -99.4% | |
Operating Income (EBIT) | 201.12M | 173.69M | 175.08M | 129.55M | 164.77M | 27.2% | |
| Non-Operating Items | |||||||
| Interest Income | 418.10M | 448.07M | 585.05M | 667.30M | 748.33M | 12.1% | |
| Interest Expense | (27.25M) | (28.12M) | (152.24M) | (233.62M) | (224.27M) | -4.0% | |
| Other Income/Expenses (Net) | — | — | — | — | — | — | |
Income Before Tax | 201.12M | 173.69M | 175.08M | 129.55M | 164.77M | 27.2% | |
| Income Tax Expense | (46.80M) | (40.03M) | (40.12M) | (29.27M) | (38.76M) | 32.4% | |
Net Income | 154.32M | 133.67M | 134.96M | 100.28M | 126.01M | 25.7% | |
| Per Share Metrics | |||||||
| Earnings Per Share (Basic) | $1 | $1 | $1 | $1 | $1 | 17.7% | |
| Weighted Avg Shares Outstanding | 126.18M | 126.72M | 126.99M | 126.93M | 146.70M | 15.6% | |
| Weighted Avg Shares Outstanding (Diluted) | 127.01M | 126.72M | 126.99M | 126.93M | 146.70M | 15.6% | |
EBITDA | 207.76M | 180.14M | 199.57M | 150.89M | 164.91M | 9.3% |
Explore NWBI
NWBI in the Financial Services
Mid Cap