Northwest Bancshares, Inc. (NWBI) Fundamentals — Income, Balance Sheet & Cash Flow | MarketCI

Northwest Bancshares, Inc. (NWBI) Fundamentals — Income, Balance Sheet & Cash Flow | MarketCI | MarketCI

NWBI

Market Closed

Northwest Bancshares, Inc.

NASDAQFinancial Services Banks - Regional

2.00K employees

CEO: Louis J. Torchio

Founded: 1994

$14.80

+$0.00(+NaN%)

Market Cap

2.16B

Beta

0.68

52W Range

N/A

Dividend Yield

5.41%

Overview Forecasts Fundamental Market Sentiment Valuation Ownership

Financial Statements

Comprehensive breakdown of financial statements and performance metrics

Gross Margin

68.3%

20.8%

CAGR: 3.5%

Profit after direct costs

Operating Margin

18.8%

27.2%

CAGR: -4.9%

Core business profitability

Net Margin

14.4%

25.7%

CAGR: -4.9%

Bottom line profitability

Revenue Growth

16.3%

YoY

CAGR: 13.2%

Top line growth rate

Revenue Flow Analysis

Visual flow showing how NWBI allocates revenue across expenses and profit

Fiscal Year 2025

Revenue Distribution

Flow of revenue through cost categories to net income

Gross Margin

68.3%

$599.13M

Operating Margin

18.8%

$164.77M

Net Margin

14.4%

$126.01M

Detailed Income Statement

Complete profit and loss breakdown with margin analysis and historical comparison

Item	2021	2022	2023	2024	2025	YoY Change
Total Revenue	534.14M	557.84M	700.05M	754.09M	876.99M	16.3%
Cost of Revenue	(11.46M)	(56.43M)	(175.11M)	(258.12M)	(277.87M)	7.6%
Gross Profit	522.68M	501.41M	524.94M	495.96M	599.13M	20.8%
Operating Expenses
Research & Development	—	—	—	—	—	—
Selling, General & Administrative	(207.10M)	(202.23M)	(214.41M)	(234.94M)	(262.72M)	11.8%
General & Administrative	(198.86M)	(193.14M)	(204.96M)	(226.06M)	(254.06M)	12.4%
Selling & Marketing	(8.24M)	(9.10M)	(9.44M)	(8.89M)	(8.66M)	-2.6%
Depreciation & Amortization	(6.63M)	(6.45M)	(24.50M)	(21.34M)	—	-100.0%
Operating Income (EBIT)	201.12M	173.69M	175.08M	129.55M	164.77M	27.2%
Non-Operating Items
Interest Income	418.10M	448.07M	585.05M	667.30M	748.33M	12.1%
Interest Expense	(27.25M)	(28.12M)	(152.24M)	(233.62M)	(224.27M)	-4.0%
Other Income/Expenses (Net)	—	—	—	—	—	—
Income Before Tax	201.12M	173.69M	175.08M	129.55M	164.77M	27.2%
Income Tax Expense	(46.80M)	(40.03M)	(40.12M)	(29.27M)	(38.76M)	32.4%
Net Income	154.32M	133.67M	134.96M	100.28M	126.01M	25.7%
Per Share Metrics
Earnings Per Share (Basic)	$1	$1	$1	$1	$1	17.7%
Weighted Avg Shares Outstanding	126.18M	127.30M	127.32M	126.93M	146.70M	15.6%
Weighted Avg Shares Outstanding (Diluted)	127.01M	126.72M	126.99M	126.93M	146.70M	15.6%
EBITDA	207.76M	180.14M	199.57M	150.89M	164.77M	9.2%

Explore NWBI

Overview

Key metrics and AI-powered insights

Forecast

Price targets and earnings estimates

Fundamentals

Income, balance sheet and cash flow

Valuation

P/E, DCF and valuation multiples

Ownership

Institutional and insider holdings

Sentiment

Analyst ratings and news sentiment

NWBI in the Financial Services

Mid Cap

Financial Services

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Banks - Regional

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