Merchants Bancorp
Profit after direct costs
Core business profitability
Bottom line profitability
Top line growth rate
Flow of revenue through cost categories to net income
| Item | Trend | 2021 | 2022 | 2023 | 2024 | 2025 | YoY Change |
|---|---|---|---|---|---|---|---|
Total Revenue | 461.56M | 602.07M | 1.19B | 1.45B | 1.37B | -5.7% | |
| Cost of Revenue | (38.90M) | (179.58M) | (669.96M) | (804.38M) | (801.55M) | -0.4% | |
Gross Profit | 422.66M | 422.49M | 519.10M | 642.69M | 563.69M | -12.3% | |
| Operating Expenses | |||||||
| Research & Development | — | — | — | — | — | — | |
| Selling, General & Administrative | (88.42M) | (92.55M) | (121.76M) | (156.88M) | (177.19M) | 12.9% | |
| General & Administrative | (88.42M) | (92.55M) | (121.76M) | (156.88M) | (177.19M) | 12.9% | |
| Depreciation & Amortization | (2.19M) | (2.48M) | (2.85M) | (3.01M) | (3.46M) | 15.0% | |
Operating Income (EBIT) | 304.93M | 291.14M | 347.91M | 422.64M | 263.80M | -37.6% | |
| Non-Operating Items | |||||||
| Interest Income | 311.89M | 480.83M | 1.08B | 1.30B | 1.20B | -7.8% | |
| Interest Expense | (33.89M) | (162.28M) | (629.73M) | (780.10M) | (683.79M) | -12.3% | |
| Other Income/Expenses (Net) | — | — | — | — | — | — | |
Income Before Tax | 304.93M | 291.14M | 347.91M | 422.64M | 263.80M | -37.6% | |
| Income Tax Expense | (77.83M) | (71.42M) | (68.67M) | (102.26M) | (45.03M) | -56.0% | |
Net Income | 227.10M | 219.72M | 279.23M | 320.39M | 218.77M | -31.7% | |
| Per Share Metrics | |||||||
| Earnings Per Share (Basic) | $5 | $4 | $6 | $6 | $4 | -40.2% | |
| Weighted Avg Shares Outstanding | 43.17M | 43.16M | 43.22M | 44.85M | 45.87M | 2.3% | |
| Weighted Avg Shares Outstanding (Diluted) | 43.33M | 43.32M | 43.35M | 45.01M | 45.94M | 2.1% | |
EBITDA | 307.12M | 293.63M | 350.76M | 425.66M | 267.26M | -37.2% |
Explore MBIN
MBIN in the Financial Services
Mid Cap