Lakeland Financial Corporation (LKFN) Fundamentals — Income, Balance Sheet & Cash Flow | MarketCI

Lakeland Financial Corporation (LKFN) Fundamentals — Income, Balance Sheet & Cash Flow | MarketCI | MarketCI

LKFN

Market Closed

Lakeland Financial Corporation

NASDAQFinancial Services Banks - Regional

674 employees

CEO: David Findlay

Founded: 1997

$61.27

+$0.00(+NaN%)

Market Cap

1.53B

Beta

0.72

52W Range

N/A

Dividend Yield

3.36%

Overview Forecasts Fundamental Market Sentiment Valuation Ownership

Financial Statements

Comprehensive breakdown of financial statements and performance metrics

Gross Margin

61.0%

8.6%

CAGR: 3.8%

Profit after direct costs

Operating Margin

29.8%

12.4%

CAGR: 1.7%

Core business profitability

Net Margin

24.5%

10.6%

CAGR: 1.9%

Bottom line profitability

Revenue Growth

-1.9%

YoY

CAGR: 15.4%

Top line growth rate

Revenue Flow Analysis

Visual flow showing how LKFN allocates revenue across expenses and profit

Fiscal Year 2025

Revenue Distribution

Flow of revenue through cost categories to net income

Gross Margin

61.0%

$257.19M

Operating Margin

29.8%

$125.58M

Net Margin

24.5%

$103.36M

Detailed Income Statement

Complete profit and loss breakdown with margin analysis and historical comparison

Item	2021	2022	2023	2024	2025	YoY Change
Total Revenue	237.94M	281.43M	393.13M	430.00M	421.71M	-1.9%
Cost of Revenue	(16.21M)	(46.05M)	(152.08M)	(193.23M)	(164.52M)	-14.9%
Gross Profit	221.73M	235.37M	241.04M	236.77M	257.19M	8.6%
Operating Expenses
Research & Development	—	—	—	—	—	—
Selling, General & Administrative	(60.12M)	(60.53M)	(62.51M)	(70.19M)	(74.49M)	6.1%
General & Administrative	(60.12M)	(60.53M)	(62.51M)	(70.19M)	(74.49M)	6.1%
Depreciation & Amortization	(8.39M)	(6.78M)	(6.17M)	(5.95M)	(4.79M)	-19.6%
Operating Income (EBIT)	117.44M	125.16M	110.33M	111.69M	125.58M	12.4%
Non-Operating Items
Interest Income	193.22M	239.57M	343.27M	373.16M	373.74M	0.2%
Interest Expense	(15.13M)	(36.68M)	(146.23M)	(176.48M)	(152.72M)	-13.5%
Other Income/Expenses (Net)	—	—	—	—	—	—
Income Before Tax	117.44M	125.16M	110.33M	111.69M	125.58M	12.4%
Income Tax Expense	(21.71M)	(21.35M)	(16.57M)	(18.21M)	(22.22M)	22.0%
Net Income	95.73M	103.82M	93.77M	93.48M	103.36M	10.6%
Per Share Metrics
Earnings Per Share (Basic)	$4	$4	$4	$4	$4	10.4%
Weighted Avg Shares Outstanding	25.48M	25.53M	25.61M	25.68M	25.62M	-0.2%
Weighted Avg Shares Outstanding (Diluted)	25.62M	25.71M	25.72M	25.77M	25.77M	0.0%
EBITDA	125.83M	131.94M	116.51M	117.64M	130.37M	10.8%

Explore LKFN

Overview

Key metrics and AI-powered insights

Forecast

Price targets and earnings estimates

Fundamentals

Income, balance sheet and cash flow

Valuation

P/E, DCF and valuation multiples

Ownership

Institutional and insider holdings

Sentiment

Analyst ratings and news sentiment

LKFN in the Financial Services

Small Cap

Financial Services

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Banks - Regional

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