IB
IBOC
Market ClosedInternational Bancshares Corporation
US
2.22K employees
CEO: Dennis E. Nixon
Founded: 1995
$66.01
+$0.00(+NaN%)
Market Cap
4.11B
Beta
0.70
52W Range
N/A
Dividend Yield
2.21%
Financial Statements
Comprehensive breakdown of financial statements and performance metrics
Gross Margin
78.3%
2.8%
CAGR: 8.9%
Profit after direct costs
Operating Margin
49.4%
2.3%
CAGR: 12.7%
Core business profitability
Net Margin
39.1%
0.8%
CAGR: 12.9%
Bottom line profitability
Revenue Growth
1.0%
YoY
CAGR: 14.2%
Top line growth rate
Revenue Flow Analysis
Visual flow showing how IBOC allocates revenue across expenses and profit
Fiscal Year 2025
Revenue Distribution
Flow of revenue through cost categories to net income
Gross Margin
78.3%
$824.69M
Operating Margin
49.4%
$520.36M
Net Margin
39.1%
$412.29M
Detailed Income Statement
Complete profit and loss breakdown with margin analysis and historical comparison
| Item | Trend | 2021 | 2022 | 2023 | 2024 | 2025 | YoY Change |
|---|---|---|---|---|---|---|---|
Total Revenue | 620.43M | 712.91M | 970.10M | 1.04B | 1.05B | 1.0% | |
| Cost of Revenue | (34.79M) | (59.81M) | (171.24M) | (241.06M) | (228.94M) | -5.0% | |
Gross Profit | 585.64M | 653.11M | 798.87M | 801.84M | 824.69M | 2.8% | |
| Operating Expenses | |||||||
| Research & Development | — | — | — | — | — | — | |
| Selling, General & Administrative | (131.91M) | (139.30M) | (145.74M) | (159.10M) | (188.36M) | 18.4% | |
| General & Administrative | (127.87M) | (134.71M) | (140.73M) | (152.81M) | (183.05M) | 19.8% | |
| Selling & Marketing | (4.04M) | (4.59M) | (5.01M) | (6.29M) | (5.31M) | -15.6% | |
| Depreciation & Amortization | (25.03M) | (21.82M) | (21.94M) | (22.52M) | (23.35M) | 3.7% | |
Operating Income (EBIT) | 322.33M | 382.64M | 523.51M | 508.72M | 520.36M | 2.3% | |
| Non-Operating Items | |||||||
| Interest Income | 398.10M | 525.78M | 800.16M | 865.98M | 886.27M | 2.3% | |
| Interest Expense | (26.83M) | (38.16M) | (136.66M) | (209.26M) | (213.85M) | 2.2% | |
| Other Income/Expenses (Net) | — | — | — | — | — | — | |
Income Before Tax | 322.33M | 382.64M | 523.51M | 508.72M | 520.36M | 2.3% | |
| Income Tax Expense | (68.41M) | (82.41M) | (111.74M) | (99.55M) | (108.07M) | 8.6% | |
Net Income | 253.92M | 300.23M | 411.77M | 409.17M | 412.29M | 0.8% | |
| Per Share Metrics | |||||||
| Earnings Per Share (Basic) | $4 | $5 | $7 | $7 | $7 | 0.6% | |
| Weighted Avg Shares Outstanding | 63.35M | 62.66M | 62.08M | 62.18M | 62.26M | 0.1% | |
| Weighted Avg Shares Outstanding (Diluted) | 63.49M | 62.81M | 62.22M | 62.30M | 62.26M | -0.1% | |
EBITDA | 347.36M | 404.46M | 545.46M | 531.24M | 543.71M | 2.3% |
Explore IBOC
IBOC in the Financial Services
Mid Cap