International Bancshares Corporation
Profit after direct costs
Core business profitability
Bottom line profitability
Top line growth rate
Flow of revenue through cost categories to net income
| Item | Trend | 2021 | 2022 | 2023 | 2024 | 2025 | YoY Change |
|---|---|---|---|---|---|---|---|
Total Revenue | 620.43M | 712.91M | 970.10M | 1.04B | 1.05B | 1.0% | |
| Cost of Revenue | (34.79M) | (59.81M) | (171.24M) | (241.06M) | (228.94M) | -5.0% | |
Gross Profit | 585.64M | 653.11M | 798.87M | 801.84M | 824.69M | 2.8% | |
| Operating Expenses | |||||||
| Research & Development | — | — | — | — | — | — | |
| Selling, General & Administrative | (131.91M) | (139.30M) | (145.74M) | (159.10M) | (188.36M) | 18.4% | |
| General & Administrative | (127.87M) | (134.71M) | (140.73M) | (152.81M) | (183.05M) | 19.8% | |
| Selling & Marketing | (4.04M) | (4.59M) | (5.01M) | (6.29M) | (5.31M) | -15.6% | |
| Depreciation & Amortization | (25.03M) | (21.82M) | (21.94M) | (22.52M) | (23.35M) | 3.7% | |
Operating Income (EBIT) | 322.33M | 382.64M | 523.51M | 508.72M | 520.36M | 2.3% | |
| Non-Operating Items | |||||||
| Interest Income | 398.10M | 525.78M | 800.16M | 865.98M | 886.27M | 2.3% | |
| Interest Expense | (26.83M) | (38.16M) | (136.66M) | (209.26M) | (213.85M) | 2.2% | |
| Other Income/Expenses (Net) | — | — | — | — | — | — | |
Income Before Tax | 322.33M | 382.64M | 523.51M | 508.72M | 520.36M | 2.3% | |
| Income Tax Expense | (68.41M) | (82.41M) | (111.74M) | (99.55M) | (108.07M) | 8.6% | |
Net Income | 253.92M | 300.23M | 411.77M | 409.17M | 412.29M | 0.8% | |
| Per Share Metrics | |||||||
| Earnings Per Share (Basic) | $4 | $5 | $7 | $7 | $7 | 0.6% | |
| Weighted Avg Shares Outstanding | 63.35M | 62.66M | 62.08M | 62.18M | 62.26M | 0.1% | |
| Weighted Avg Shares Outstanding (Diluted) | 63.49M | 62.81M | 62.22M | 62.30M | 62.26M | -0.1% | |
EBITDA | 347.36M | 404.46M | 545.46M | 531.24M | 543.71M | 2.3% |
Explore IBOC
IBOC in the Financial Services
Mid Cap