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HM

HMN

Market Closed

Horace Mann Educators Corporation

NYSEFinancial ServicesInsurance - Property & Casualty
US
1.80K employees
CEO: Marita Zuraitis
Founded: 1991
$50.67
+$0.00(+NaN%)
Market Cap
2.05B
Beta
0.09
52W Range
N/A
Dividend Yield
2.80%
OverviewForecastsFundamentalMarket SentimentValuationOwnership
OverviewForecastsFundamentalMarket SentimentValuationOwnership
Financial Statements
Comprehensive breakdown of financial statements and performance metrics
Gross Margin
35.2%
19.6%
CAGR: 8.7%

Profit after direct costs

Operating Margin
12.4%
56.5%
CAGR: -1.1%

Core business profitability

Net Margin
10.0%
57.7%
CAGR: -1.2%

Bottom line profitability

Revenue Growth
4.8%
YoY
CAGR: 6.8%

Top line growth rate

Revenue Flow Analysis
Visual flow showing how HMN allocates revenue across expenses and profit
Fiscal Year 2025

Revenue Distribution

Flow of revenue through cost categories to net income

Gross Margin
35.2%
$572.00M
Operating Margin
12.4%
$201.20M
Net Margin
10.0%
$162.10M
Detailed Income Statement
Complete profit and loss breakdown with margin analysis and historical comparison
ItemTrend20212022202320242025YoY Change
Total Revenue
1.25B1.34B1.43B1.55B1.62B4.8%
Cost of Revenue
(841.30M)(1.01B)(1.08B)(1.07B)(1.05B)-1.8%
Gross Profit
409.00M332.50M356.80M478.40M572.00M19.6%
Operating Expenses
Research & Development
——————
Selling, General & Administrative
——————
Depreciation & Amortization
(18.40M)(27.60M)(26.20M)(26.40M)(27.10M)2.7%
Operating Income (EBIT)
210.10M16.50M53.30M128.60M201.20M56.5%
Non-Operating Items
Interest Income
——————
Interest Expense
(13.90M)(19.40M)(29.70M)(34.60M)(36.40M)5.2%
Other Income/Expenses (Net)
——————
Income Before Tax
210.10M16.50M53.30M128.60M201.20M56.5%
Income Tax Expense
(39.70M)(3.30M)(8.30M)(25.80M)(39.10M)51.6%
Net Income
170.40M19.80M45.00M102.80M162.10M57.7%
Per Share Metrics
Earnings Per Share (Basic)
$3$0$1$2$457.8%
Weighted Avg Shares Outstanding
41.39M41.60M41.30M41.30M41.56M0.6%
Weighted Avg Shares Outstanding (Diluted)
42.20M41.80M41.40M41.50M41.60M0.2%
EBITDA
242.40M63.50M109.20M189.60M264.70M39.6%

Explore HMN

Overview

Key metrics and AI-powered insights

Forecast

Price targets and earnings estimates

Fundamentals

Income, balance sheet and cash flow

Valuation

P/E, DCF and valuation multiples

Ownership

Institutional and insider holdings

Sentiment

Analyst ratings and news sentiment

HMN in the Financial Services

Mid Cap
Financial Services

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Insurance - Property & Casualty

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