Fair Isaac Corporation (FICO) Fundamentals — Income, Balance Sheet & Cash Flow | MarketCI

Fair Isaac Corporation (FICO) Fundamentals — Income, Balance Sheet & Cash Flow | MarketCI | MarketCI

FICO

Market Closed

Fair Isaac Corporation

NYSETechnology Software - Application

3.72K employees

CEO: William J. Lansing

Founded: 1987

$1,096.48

+$0.00(+NaN%)

Market Cap

25.43B

Beta

1.28

52W Range

N/A

Dividend Yield

0.00%

Overview Forecasts Fundamental Market Sentiment Valuation Ownership

Financial Statements

Comprehensive breakdown of financial statements and performance metrics

Gross Margin

82.2%

19.6%

CAGR: 13.6%

Profit after direct costs

Operating Margin

46.5%

26.1%

CAGR: 16.3%

Core business profitability

Net Margin

32.7%

27.1%

CAGR: 13.6%

Bottom line profitability

Revenue Growth

15.9%

YoY

CAGR: 10.9%

Top line growth rate

Revenue Flow Analysis

Visual flow showing how FICO allocates revenue across expenses and profit

Fiscal Year 2025

Revenue Distribution

Flow of revenue through cost categories to net income

Gross Margin

82.2%

$1.64B

Operating Margin

46.5%

$924.85M

Net Margin

32.7%

$651.95M

Detailed Income Statement

Complete profit and loss breakdown with margin analysis and historical comparison

Item	2021	2022	2023	2024	2025	YoY Change
Total Revenue	1.32B	1.38B	1.51B	1.72B	1.99B	15.9%
Cost of Revenue	(332.46M)	(302.17M)	(311.05M)	(348.21M)	(353.72M)	1.6%
Gross Profit	984.07M	1.08B	1.20B	1.37B	1.64B	19.6%
Operating Expenses
Research & Development	(171.23M)	(146.76M)	(159.95M)	(171.94M)	(188.35M)	9.5%
Selling, General & Administrative	(396.28M)	(383.86M)	(400.56M)	(462.83M)	(513.03M)	10.8%
Depreciation & Amortization	(25.59M)	(20.46M)	(14.64M)	(13.83M)	(14.95M)	8.1%
Operating Income (EBIT)	505.49M	542.41M	642.83M	733.63M	924.85M	26.1%
Non-Operating Items
Interest Income	—	—	—	—	—	—
Interest Expense	(40.09M)	(68.97M)	(95.55M)	(105.64M)	(133.65M)	26.5%
Other Income/Expenses (Net)	-32.35M	-71.11M	-89.21M	-91.60M	-122.25M	33.5%
Income Before Tax	473.14M	471.31M	553.62M	642.02M	802.60M	25.0%
Income Tax Expense	(81.06M)	(97.77M)	(124.25M)	(129.21M)	(150.65M)	16.6%
Net Income	392.08M	373.54M	429.38M	512.81M	651.95M	27.1%
Per Share Metrics
Earnings Per Share (Basic)	$14	$14	$17	$21	$27	29.5%
Weighted Avg Shares Outstanding	28.73M	26.04M	24.99M	24.68M	24.24M	-1.8%
Weighted Avg Shares Outstanding (Diluted)	29.26M	26.35M	25.37M	25.08M	24.56M	-2.1%
EBITDA	538.83M	560.74M	663.81M	761.49M	951.19M	24.9%

Explore FICO

Overview

Key metrics and AI-powered insights

Forecast

Price targets and earnings estimates

Fundamentals

Income, balance sheet and cash flow

Valuation

P/E, DCF and valuation multiples

Ownership

Institutional and insider holdings

Sentiment

Analyst ratings and news sentiment

FICO in the Technology

Large Cap

Technology

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Software - Application

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