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FBNC

Market Closed

First Bancorp

NASDAQFinancial ServicesBanks - Regional
US
1.37K employees
CEO: Richard Hancock Moore
Founded: 1987
$65.04
+$0.00(+NaN%)
Market Cap
2.69B
Beta
0.82
52W Range
N/A
Dividend Yield
1.45%
OverviewForecastsFundamentalMarket SentimentValuationOwnership
OverviewForecastsFundamentalMarket SentimentValuationOwnership
Financial Statements
Comprehensive breakdown of financial statements and performance metrics
Gross Margin
70.1%
16.3%
CAGR: 6.1%

Profit after direct costs

Operating Margin
26.6%
47.0%
CAGR: 4.6%

Core business profitability

Net Margin
20.4%
45.7%
CAGR: 3.8%

Bottom line profitability

Revenue Growth
2.3%
YoY
CAGR: 13.7%

Top line growth rate

Revenue Flow Analysis
Visual flow showing how FBNC allocates revenue across expenses and profit
Fiscal Year 2025

Revenue Distribution

Flow of revenue through cost categories to net income

Gross Margin
70.1%
$380.81M
Operating Margin
26.6%
$144.23M
Net Margin
20.4%
$111.05M
Detailed Income Statement
Complete profit and loss breakdown with margin analysis and historical comparison
ItemTrend20212022202320242025YoY Change
Total Revenue
324.90M407.66M541.11M530.81M543.12M2.3%
Cost of Revenue
(24.55M)(28.50M)(159.91M)(203.41M)(162.32M)-20.2%
Gross Profit
300.34M379.16M381.20M327.40M380.81M16.3%
Operating Expenses
Research & Development
——————
Selling, General & Administrative
(109.81M)(125.64M)(153.16M)(152.30M)(156.34M)2.7%
General & Administrative
(107.23M)(122.61M)(149.11M)(148.88M)(154.62M)3.9%
Selling & Marketing
(2.58M)(3.03M)(4.05M)(3.42M)(1.72M)-49.8%
Depreciation & Amortization
(13.93M)(15.33M)(19.21M)(17.88M)(10.41M)-41.8%
Operating Income (EBIT)
120.32M185.22M131.96M98.12M144.23M47.0%
Non-Operating Items
Interest Income
255.92M340.96M488.76M519.24M557.24M7.3%
Interest Expense
(9.52M)(16.10M)(142.10M)(186.97M)(158.99M)-15.0%
Other Income/Expenses (Net)
————-4.73M—
Income Before Tax
120.32M185.22M131.96M98.12M139.50M42.2%
Income Tax Expense
(24.68M)(38.28M)(27.82M)(21.90M)(28.45M)29.9%
Net Income
95.64M146.94M104.13M76.22M111.05M45.7%
Per Share Metrics
Earnings Per Share (Basic)
$3$4$3$2$344.9%
Weighted Avg Shares Outstanding
35.63M35.49M40.75M41.02M41.35M0.8%
Weighted Avg Shares Outstanding (Diluted)
35.63M35.67M41.16M41.33M41.35M0.1%
EBITDA
134.25M200.55M151.17M116.00M154.64M33.3%

Explore FBNC

Overview

Key metrics and AI-powered insights

Forecast

Price targets and earnings estimates

Fundamentals

Income, balance sheet and cash flow

Valuation

P/E, DCF and valuation multiples

Ownership

Institutional and insider holdings

Sentiment

Analyst ratings and news sentiment

FBNC in the Financial Services

Mid Cap
Financial Services

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Banks - Regional

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