FB Financial Corporation
Profit after direct costs
Core business profitability
Bottom line profitability
Top line growth rate
Flow of revenue through cost categories to net income
| Item | Trend | 2021 | 2022 | 2023 | 2024 | 2025 | YoY Change |
|---|---|---|---|---|---|---|---|
Total Revenue | 613.25M | 596.35M | 748.98M | 766.77M | 877.84M | 14.5% | |
| Cost of Revenue | (3.37M) | (88.17M) | (273.73M) | (321.04M) | (361.10M) | 12.5% | |
Gross Profit | 616.62M | 508.19M | 475.25M | 445.74M | 516.73M | 15.9% | |
| Operating Expenses | |||||||
| Research & Development | — | — | — | — | — | — | |
| Selling, General & Administrative | (262.24M) | (222.70M) | (211.71M) | (190.82M) | (245.81M) | 28.8% | |
| General & Administrative | (248.32M) | (211.49M) | (203.44M) | (183.81M) | (236.23M) | 28.5% | |
| Selling & Marketing | (13.92M) | (11.21M) | (8.27M) | (7.01M) | (9.58M) | 36.7% | |
| Depreciation & Amortization | (13.89M) | (12.60M) | (14.84M) | (14.91M) | (12.19M) | -18.3% | |
Operating Income (EBIT) | 243.05M | 159.57M | 150.29M | 146.67M | 138.52M | -5.6% | |
| Non-Operating Items | |||||||
| Interest Income | 385.00M | 481.42M | 678.41M | 725.54M | 833.93M | 14.9% | |
| Interest Expense | (37.63M) | (69.19M) | (271.19M) | (309.04M) | (317.83M) | 2.8% | |
| Other Income/Expenses (Net) | — | — | — | — | — | — | |
Income Before Tax | 243.05M | 159.57M | 150.29M | 146.67M | 138.52M | -5.6% | |
| Income Tax Expense | (52.75M) | (35.00M) | (30.05M) | (30.62M) | (15.88M) | -48.1% | |
Net Income | 190.28M | 124.56M | 120.22M | 116.03M | 122.62M | 5.7% | |
| Per Share Metrics | |||||||
| Earnings Per Share (Basic) | $4 | $3 | $3 | $2 | $2 | -3.2% | |
| Weighted Avg Shares Outstanding | 47.43M | 47.11M | 46.78M | 46.66M | 53.07M | 13.8% | |
| Weighted Avg Shares Outstanding (Diluted) | 47.96M | 47.24M | 46.82M | 46.83M | 53.07M | 13.3% | |
EBITDA | 256.94M | 172.18M | 165.13M | 161.58M | 150.70M | -6.7% |
Explore FBK
FBK in the Financial Services
Mid Cap