EZCORP, Inc. (EZPW) Fundamentals — Income, Balance Sheet & Cash Flow | MarketCI

EZCORP, Inc. (EZPW) Fundamentals — Income, Balance Sheet & Cash Flow | MarketCI | MarketCI

EZPW

Market Closed

EZCORP, Inc.

NASDAQFinancial Services Financial - Credit Services

8.50K employees

CEO: Lachlan Given

Founded: 1991

$29.54

+$0.00(+NaN%)

Market Cap

1.73B

Beta

0.64

52W Range

N/A

Dividend Yield

0.06%

Overview Forecasts Fundamental Market Sentiment Valuation Ownership

Financial Statements

Comprehensive breakdown of financial statements and performance metrics

Gross Margin

58.5%

9.3%

CAGR: 13.5%

Profit after direct costs

Operating Margin

11.7%

32.6%

CAGR: 47.9%

Core business profitability

Net Margin

8.6%

31.9%

CAGR: 88.9%

Bottom line profitability

Revenue Growth

9.7%

YoY

CAGR: 15.0%

Top line growth rate

Revenue Flow Analysis

Visual flow showing how EZPW allocates revenue across expenses and profit

Fiscal Year 2025

Revenue Distribution

Flow of revenue through cost categories to net income

Gross Margin

58.5%

$746.07M

Operating Margin

11.7%

$149.17M

Net Margin

8.6%

$109.61M

Detailed Income Statement

Complete profit and loss breakdown with margin analysis and historical comparison

Item	2021	2022	2023	2024	2025	YoY Change
Total Revenue	729.55M	886.23M	1.05B	1.16B	1.27B	9.7%
Cost of Revenue	(280.07M)	(358.08M)	(439.20M)	(479.33M)	(528.22M)	10.2%
Gross Profit	449.49M	528.15M	609.84M	682.27M	746.07M	9.3%
Operating Expenses
Research & Development	—	—	—	—	—	—
Selling, General & Administrative	(56.49M)	(64.34M)	(67.53M)	(75.56M)	(83.50M)	10.5%
General & Administrative	(56.49M)	(64.34M)	(67.53M)	(75.56M)	(83.50M)	10.5%
Depreciation & Amortization	(79.15M)	(32.14M)	(32.13M)	(33.07M)	(32.54M)	-1.6%
Operating Income (EBIT)	31.17M	74.92M	92.15M	112.53M	149.17M	32.6%
Non-Operating Items
Interest Income	2.48M	817.00K	7.47M	10.57M	14.72M	39.2%
Interest Expense	(22.18M)	(9.97M)	(16.46M)	(13.59M)	(23.03M)	69.5%
Other Income/Expenses (Net)	-15.11M	-7.21M	-40.52M	3.08M	-2.40M	-177.8%
Income Before Tax	16.06M	67.71M	51.63M	115.61M	146.77M	27.0%
Income Tax Expense	(7.45M)	(17.55M)	(13.17M)	(32.51M)	(37.16M)	14.3%
Net Income	8.61M	50.16M	38.46M	83.09M	109.61M	31.9%
Per Share Metrics
Earnings Per Share (Basic)	$0	$1	$1	$2	$2	13.0%
Weighted Avg Shares Outstanding	55.74M	56.50M	55.59M	54.94M	57.47M	4.6%
Weighted Avg Shares Outstanding (Diluted)	55.95M	82.40M	80.86M	84.45M	83.38M	-1.3%
EBITDA	117.39M	109.83M	100.22M	162.26M	202.34M	24.7%

Explore EZPW

Overview

Key metrics and AI-powered insights

Forecast

Price targets and earnings estimates

Fundamentals

Income, balance sheet and cash flow

Valuation

P/E, DCF and valuation multiples

Ownership

Institutional and insider holdings

Sentiment

Analyst ratings and news sentiment

EZPW in the Financial Services

Small Cap

Financial Services

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Financial - Credit Services

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