Encore Capital Group, Inc.
Profit after direct costs
Core business profitability
Bottom line profitability
Top line growth rate
Flow of revenue through cost categories to net income
| Item | Trend | 2021 | 2022 | 2023 | 2024 | 2025 | YoY Change |
|---|---|---|---|---|---|---|---|
Total Revenue | 1.61B | 1.40B | 1.22B | 1.32B | 1.76B | 33.9% | |
| Cost of Revenue | (686.51M) | (628.65M) | (651.44M) | (712.80M) | (546.73M) | -23.3% | |
Gross Profit | 927.98M | 769.70M | 571.24M | 603.56M | 1.22B | 101.4% | |
| Operating Expenses | |||||||
| Research & Development | — | — | — | — | — | — | |
| Selling, General & Administrative | (137.69M) | (145.80M) | (144.86M) | (163.85M) | (165.95M) | 1.3% | |
| General & Administrative | (137.69M) | (145.80M) | (144.86M) | (163.85M) | (165.95M) | 1.3% | |
| Depreciation & Amortization | (50.08M) | (46.42M) | (41.74M) | (32.43M) | (28.76M) | -11.3% | |
Operating Income (EBIT) | 633.27M | 462.17M | 16.54M | 157.33M | 623.56M | 296.3% | |
| Non-Operating Items | |||||||
| Interest Income | — | — | — | — | — | — | |
| Interest Expense | (169.65M) | (153.31M) | (201.88M) | (252.54M) | (287.63M) | 13.9% | |
| Other Income/Expenses (Net) | -196.73M | -151.19M | -196.80M | -253.54M | -287.40M | 13.4% | |
Income Before Tax | 436.54M | 310.99M | -180.26M | -96.22M | 336.16M | -449.4% | |
| Income Tax Expense | (85.34M) | (116.42M) | (26.23M) | (43.03M) | (79.33M) | 84.4% | |
Net Income | 350.78M | 194.56M | -206.49M | -139.24M | 256.83M | -284.4% | |
| Per Share Metrics | |||||||
| Earnings Per Share (Basic) | $12 | $8 | $-9 | $-6 | $11 | -289.5% | |
| Weighted Avg Shares Outstanding | 30.13M | 24.14M | 23.67M | 23.87M | 23.23M | -2.7% | |
| Weighted Avg Shares Outstanding (Diluted) | 31.15M | 26.09M | 23.67M | 23.87M | 23.53M | -1.4% | |
EBITDA | 656.27M | 510.72M | 63.35M | 174.00M | 652.54M | 275.0% |
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ECPG in the Financial Services
Mid Cap