Dave Inc. (DAVE) Fundamentals — Income, Balance Sheet & Cash Flow | MarketCI

Dave Inc. (DAVE) Fundamentals — Income, Balance Sheet & Cash Flow | MarketCI | MarketCI

DAVE

Market Closed

Dave Inc.

NASDAQTechnology Software - Application

280 employees

CEO: Jason Wilk

Founded: 2021

$402.81

+$0.00(+NaN%)

Market Cap

5.42B

Beta

3.83

52W Range

N/A

Dividend Yield

0.00%

Overview Forecasts Fundamental Market Sentiment Valuation Ownership

Financial Statements

Comprehensive breakdown of financial statements and performance metrics

Gross Margin

86.7%

70.4%

CAGR: 38.8%

Profit after direct costs

Operating Margin

33.7%

439.2%

CAGR: N/A

Core business profitability

Net Margin

35.3%

238.4%

CAGR: N/A

Bottom line profitability

Revenue Growth

59.7%

YoY

CAGR: 38.0%

Top line growth rate

Revenue Flow Analysis

Visual flow showing how DAVE allocates revenue across expenses and profit

Fiscal Year 2025

Revenue Distribution

Flow of revenue through cost categories to net income

Gross Margin

86.7%

$480.40M

Operating Margin

33.7%

$186.62M

Net Margin

35.3%

$195.87M

Detailed Income Statement

Complete profit and loss breakdown with margin analysis and historical comparison

Item	2021	2022	2023	2024	2025	YoY Change
Total Revenue	153.01M	204.84M	259.09M	347.08M	554.18M	59.7%
Cost of Revenue	(23.46M)	(31.95M)	(61.39M)	(65.10M)	(73.78M)	13.3%
Gross Profit	129.55M	172.89M	197.70M	281.98M	480.40M	70.4%
Operating Expenses
Research & Development	—	—	—	—	—	—
Selling, General & Administrative	(101.00M)	(172.47M)	(149.97M)	(159.21M)	(169.34M)	6.4%
General & Administrative	(49.54M)	(103.43M)	(93.30M)	(105.76M)	(103.35M)	-2.3%
Selling & Marketing	(51.45M)	(69.04M)	(56.66M)	(53.45M)	(65.99M)	23.5%
Depreciation & Amortization	(3.06M)	(7.13M)	(5.54M)	(7.68M)	(7.13M)	-7.2%
Operating Income (EBIT)	-6.38M	-134.40M	-42.20M	34.61M	186.62M	439.2%
Non-Operating Items
Interest Income	287.00K	2.95M	5.29M	2.98M	1.60M	-46.5%
Interest Expense	(2.54M)	(9.20M)	(11.77M)	(7.99M)	(7.04M)	-11.8%
Other Income/Expenses (Net)	-13.52M	5.42M	-6.20M	25.74M	-18.60M	-172.2%
Income Before Tax	-19.90M	-128.97M	-48.40M	60.35M	168.03M	178.4%
Income Tax Expense	(97.00K)	(67.00K)	(120.00K)	(2.48M)	(27.84M)	-1222.0%
Net Income	-19.99M	-128.91M	-48.52M	57.87M	195.87M	238.4%
Per Share Metrics
Earnings Per Share (Basic)	$-2	$-11	$-4	$5	$15	217.1%
Weighted Avg Shares Outstanding	11.63M	11.80M	11.93M	12.52M	13.37M	6.8%
Weighted Avg Shares Outstanding (Diluted)	11.63M	11.80M	11.93M	13.82M	14.48M	4.8%
EBITDA	-14.30M	-112.64M	-31.08M	76.02M	182.20M	139.7%

Explore DAVE

Overview

Key metrics and AI-powered insights

Forecast

Price targets and earnings estimates

Fundamentals

Income, balance sheet and cash flow

Valuation

P/E, DCF and valuation multiples

Ownership

Institutional and insider holdings

Sentiment

Analyst ratings and news sentiment

DAVE in the Technology

Mid Cap

Technology

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Software - Application

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