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CP

CPF

Market Closed

Central Pacific Financial Corp.

NYSEFinancial ServicesBanks - Regional
US
743 employees
CEO: Arnold D. Martines
Founded: 1987
$37.38
+$0.00(+NaN%)
Market Cap
975.66M
Beta
0.83
52W Range
N/A
Dividend Yield
3.10%
OverviewForecastsFundamentalMarket SentimentValuationOwnership
OverviewForecastsFundamentalMarket SentimentValuationOwnership
Financial Statements
Comprehensive breakdown of financial statements and performance metrics
Gross Margin
76.1%
16.6%
CAGR: 0.8%

Profit after direct costs

Operating Margin
27.8%
48.0%
CAGR: -1.2%

Core business profitability

Net Margin
21.4%
45.1%
CAGR: -0.8%

Bottom line profitability

Revenue Growth
6.4%
YoY
CAGR: 8.7%

Top line growth rate

Revenue Flow Analysis
Visual flow showing how CPF allocates revenue across expenses and profit
Fiscal Year 2025

Revenue Distribution

Flow of revenue through cost categories to net income

Gross Margin
76.1%
$275.80M
Operating Margin
27.8%
$100.68M
Net Margin
21.4%
$77.48M
Detailed Income Statement
Complete profit and loss breakdown with margin analysis and historical comparison
ItemTrend20212022202320242025YoY Change
Total Revenue
259.86M277.04M319.63M340.48M362.32M6.4%
Cost of Revenue
(7.14M)(15.54M)(87.92M)(104.00M)(86.52M)-16.8%
Gross Profit
267.00M261.50M231.71M236.47M275.80M16.6%
Operating Expenses
Research & Development
——————
Selling, General & Administrative
(102.62M)(102.37M)(94.11M)(98.16M)(102.93M)4.9%
General & Administrative
(95.83M)(96.70M)(88.21M)(92.54M)(98.25M)6.2%
Selling & Marketing
(6.78M)(5.66M)(5.90M)(5.61M)(4.69M)-16.5%
Depreciation & Amortization
(10.45M)(8.16M)(7.65M)(9.12M)(7.95M)-12.8%
Operating Income (EBIT)
105.65M98.77M76.82M68.04M100.68M48.0%
Non-Operating Items
Interest Income
218.44M232.26M282.18M305.59M313.06M2.4%
Interest Expense
(7.71M)(17.09M)(72.66M)(94.37M)(73.28M)-22.3%
Other Income/Expenses (Net)
————-2.40M—
Income Before Tax
105.65M98.77M76.82M68.04M98.28M44.4%
Income Tax Expense
(25.76M)(24.84M)(18.15M)(14.63M)(20.80M)42.2%
Net Income
79.89M73.93M58.67M53.41M77.48M45.1%
Per Share Metrics
Earnings Per Share (Basic)
$3$3$2$2$345.7%
Weighted Avg Shares Outstanding
28.00M27.40M27.03M27.06M26.83M-0.8%
Weighted Avg Shares Outstanding (Diluted)
28.26M27.57M27.08M27.20M26.83M-1.4%
EBITDA
116.10M106.93M84.47M77.15M108.62M40.8%

Explore CPF

Overview

Key metrics and AI-powered insights

Forecast

Price targets and earnings estimates

Fundamentals

Income, balance sheet and cash flow

Valuation

P/E, DCF and valuation multiples

Ownership

Institutional and insider holdings

Sentiment

Analyst ratings and news sentiment

CPF in the Financial Services

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Financial Services

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Banks - Regional

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