Capital One Financial Corporation
Profit after direct costs
Core business profitability
Bottom line profitability
Top line growth rate
Flow of revenue through cost categories to net income
| Item | Trend | 2021 | 2022 | 2023 | 2024 | 2025 | YoY Change |
|---|---|---|---|---|---|---|---|
Total Revenue | 32.03B | 38.37B | 49.48B | 53.94B | 69.25B | 28.4% | |
| Cost of Revenue | (346.00M) | (9.97B) | (23.12B) | (26.54B) | (36.47B) | 37.4% | |
Gross Profit | 32.38B | 28.40B | 26.36B | 27.40B | 32.78B | 19.6% | |
| Operating Expenses | |||||||
| Research & Development | — | — | — | — | — | — | |
| Selling, General & Administrative | (10.29B) | (12.44B) | (13.31B) | (13.96B) | (18.36B) | 31.5% | |
| General & Administrative | (7.42B) | (8.43B) | (9.30B) | (9.40B) | (12.47B) | 32.7% | |
| Selling & Marketing | (2.87B) | (4.02B) | (4.01B) | (4.56B) | (5.88B) | 29.0% | |
| Depreciation & Amortization | (3.48B) | (3.21B) | (3.23B) | (3.24B) | (5.26B) | 62.5% | |
Operating Income (EBIT) | 15.81B | 9.24B | 6.04B | 5.91B | 2.28B | -61.4% | |
| Non-Operating Items | |||||||
| Interest Income | 25.77B | 31.24B | 41.94B | 46.03B | 58.70B | 27.5% | |
| Interest Expense | (1.60B) | (4.12B) | (12.70B) | (14.83B) | (15.82B) | 6.7% | |
| Other Income/Expenses (Net) | — | — | — | — | — | — | |
Income Before Tax | 15.81B | 9.24B | 6.04B | 5.91B | 2.28B | -61.4% | |
| Income Tax Expense | (3.42B) | (1.88B) | (1.16B) | (1.16B) | (193.00M) | -83.4% | |
Net Income | 12.39B | 7.36B | 4.89B | 4.75B | 2.45B | -48.4% | |
| Per Share Metrics | |||||||
| Earnings Per Share (Basic) | $27 | $18 | $12 | $12 | $4 | -65.3% | |
| Weighted Avg Shares Outstanding | 442.50M | 410.94M | 382.40M | 382.70M | 540.70M | 41.3% | |
| Weighted Avg Shares Outstanding (Diluted) | 444.20M | 393.20M | 383.40M | 383.60M | 541.30M | 41.1% | |
EBITDA | 19.29B | 12.45B | 9.27B | 9.15B | 7.54B | -17.6% |
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Large Cap