Community Bank System, Inc.
Profit after direct costs
Core business profitability
Bottom line profitability
Top line growth rate
Flow of revenue through cost categories to net income
| Item | Trend | 2021 | 2022 | 2023 | 2024 | 2025 | YoY Change |
|---|---|---|---|---|---|---|---|
Total Revenue | 633.65M | 702.45M | 755.98M | 940.71M | 1.01B | 7.5% | |
| Cost of Revenue | (4.17M) | (37.87M) | (115.31M) | (217.18M) | (214.07M) | -1.4% | |
Gross Profit | 629.49M | 664.58M | 640.67M | 723.53M | 796.94M | 10.1% | |
| Operating Expenses | |||||||
| Research & Development | — | — | — | — | — | — | |
| Selling, General & Administrative | (250.82M) | (270.43M) | (297.53M) | (316.84M) | (329.05M) | 3.9% | |
| General & Administrative | (241.50M) | (257.34M) | (281.80M) | (300.78M) | (313.92M) | 4.4% | |
| Selling & Marketing | (9.32M) | (13.10M) | (15.73M) | (16.06M) | (15.13M) | -5.8% | |
| Depreciation & Amortization | (30.16M) | (30.43M) | (28.35M) | (28.66M) | (30.20M) | 5.4% | |
Operating Income (EBIT) | 241.35M | 240.31M | 168.23M | 236.71M | 275.39M | 16.3% | |
| Non-Operating Items | |||||||
| Interest Income | 387.42M | 443.73M | 541.39M | 643.53M | 699.27M | 8.7% | |
| Interest Expense | (13.01M) | (23.10M) | (104.10M) | (194.41M) | (192.72M) | -0.9% | |
| Other Income/Expenses (Net) | — | — | — | — | — | — | |
Income Before Tax | 241.35M | 240.31M | 168.23M | 236.71M | 275.39M | 16.3% | |
| Income Tax Expense | (51.65M) | (52.23M) | (36.31M) | (54.22M) | (64.94M) | 19.8% | |
Net Income | 189.69M | 188.08M | 131.92M | 182.48M | 210.46M | 15.3% | |
| Per Share Metrics | |||||||
| Earnings Per Share (Basic) | $4 | $3 | $2 | $3 | $4 | 15.7% | |
| Weighted Avg Shares Outstanding | 53.98M | 53.90M | 53.60M | 52.76M | 52.70M | -0.1% | |
| Weighted Avg Shares Outstanding (Diluted) | 54.40M | 54.21M | 53.73M | 52.88M | 52.82M | -0.1% | |
EBITDA | 271.51M | 270.74M | 196.58M | 265.36M | 305.60M | 15.2% |
Explore CBU
CBU in the Financial Services
Mid Cap