Cathay General Bancorp (CATY) Fundamentals — Income, Balance Sheet & Cash Flow | MarketCI

Cathay General Bancorp (CATY) Fundamentals — Income, Balance Sheet & Cash Flow | MarketCI | MarketCI

CATY

Market Closed

Cathay General Bancorp

NASDAQFinancial Services Banks - Regional

1.27K employees

CEO: Chang Ming Liu

Founded: 1990

$62.92

+$0.00(+NaN%)

Market Cap

4.22B

Beta

0.85

52W Range

N/A

Dividend Yield

2.29%

Overview Forecasts Fundamental Market Sentiment Valuation Ownership

Financial Statements

Comprehensive breakdown of financial statements and performance metrics

Gross Margin

55.1%

10.1%

CAGR: 3.3%

Profit after direct costs

Operating Margin

29.4%

28.3%

CAGR: 1.6%

Core business profitability

Net Margin

22.8%

10.2%

CAGR: 1.4%

Bottom line profitability

Revenue Growth

-0.4%

YoY

CAGR: 17.7%

Top line growth rate

Revenue Flow Analysis

Visual flow showing how CATY allocates revenue across expenses and profit

Fiscal Year 2025

Revenue Distribution

Flow of revenue through cost categories to net income

Gross Margin

55.1%

$762.46M

Operating Margin

29.4%

$407.40M

Net Margin

22.8%

$315.12M

Detailed Income Statement

Complete profit and loss breakdown with margin analysis and historical comparison

Item	2021	2022	2023	2024	2025	YoY Change
Total Revenue	721.11M	908.10M	1.31B	1.39B	1.38B	-0.4%
Cost of Revenue	(52.75M)	(132.13M)	(526.45M)	(698.42M)	(622.23M)	-10.9%
Gross Profit	668.37M	775.97M	784.06M	692.22M	762.46M	10.1%
Operating Expenses
Research & Development	—	—	—	—	—	—
Selling, General & Administrative	(146.84M)	(157.45M)	(183.62M)	(188.18M)	(192.79M)	2.5%
General & Administrative	(139.93M)	(150.58M)	(177.74M)	(181.66M)	(186.79M)	2.8%
Selling & Marketing	(6.91M)	(6.86M)	(5.89M)	(6.52M)	(6.00M)	-7.9%
Depreciation & Amortization	(16.12M)	(19.80M)	(18.10M)	(16.83M)	(23.68M)	40.7%
Operating Income (EBIT)	381.84M	472.54M	403.58M	317.54M	407.40M	28.3%
Non-Operating Items
Interest Income	666.51M	851.28M	1.24B	1.33B	1.31B	-1.9%
Interest Expense	(68.76M)	(117.58M)	(500.48M)	(660.92M)	(566.80M)	-14.2%
Other Income/Expenses (Net)	—	—	—	—	-17.20M	—
Income Before Tax	381.84M	472.54M	403.58M	317.54M	390.20M	22.9%
Income Tax Expense	(83.54M)	(111.89M)	(49.46M)	(31.56M)	(75.07M)	137.9%
Net Income	298.30M	360.64M	354.12M	285.98M	315.12M	10.2%
Per Share Metrics
Earnings Per Share (Basic)	$4	$5	$5	$4	$5	15.1%
Weighted Avg Shares Outstanding	78.27M	74.34M	72.57M	72.07M	67.68M	-6.1%
Weighted Avg Shares Outstanding (Diluted)	78.57M	74.67M	72.86M	72.33M	67.99M	-6.0%
EBITDA	397.96M	492.34M	421.69M	334.37M	431.08M	28.9%

Explore CATY

Overview

Key metrics and AI-powered insights

Forecast

Price targets and earnings estimates

Fundamentals

Income, balance sheet and cash flow

Valuation

P/E, DCF and valuation multiples

Ownership

Institutional and insider holdings

Sentiment

Analyst ratings and news sentiment

CATY in the Financial Services

Mid Cap

Financial Services

Browse sector stocks →

Banks - Regional

Browse industry stocks →