AX
AX
Market ClosedAxos Financial, Inc.
US
1.99K employees
CEO: Gregory Garrabrants
Founded: 2005
$101.88
+$0.00(+NaN%)
Market Cap
5.80B
Beta
1.23
52W Range
N/A
Dividend Yield
0.00%
Financial Statements
Comprehensive breakdown of financial statements and performance metrics
Gross Margin
63.0%
16.3%
CAGR: 19.3%
Profit after direct costs
Operating Margin
29.5%
5.4%
CAGR: 17.4%
Core business profitability
Net Margin
22.4%
13.3%
CAGR: 19.5%
Bottom line profitability
Revenue Growth
13.5%
YoY
CAGR: 30.4%
Top line growth rate
Revenue Flow Analysis
Visual flow showing how AX allocates revenue across expenses and profit
Fiscal Year 2026
Revenue Distribution
Flow of revenue through cost categories to net income
Gross Margin
63.0%
$1.38B
Operating Margin
29.5%
$646.67M
Net Margin
22.4%
$490.37M
Detailed Income Statement
Complete profit and loss breakdown with margin analysis and historical comparison
| Item | Trend | 2022 | 2023 | 2024 | 2025 | 2026 | YoY Change |
|---|---|---|---|---|---|---|---|
Total Revenue | 757.91M | 1.26B | 1.77B | 1.93B | 2.19B | 13.5% | |
| Cost of Revenue | (76.32M) | (398.27M) | (726.68M) | (743.44M) | (811.15M) | 9.1% | |
Gross Profit | 681.59M | 865.93M | 1.04B | 1.19B | 1.38B | 16.3% | |
| Operating Expenses | |||||||
| Research & Development | — | — | — | — | — | — | |
| Selling, General & Administrative | (230.65M) | (305.32M) | (348.16M) | (407.90M) | — | -100.0% | |
| Depreciation & Amortization | (24.60M) | (23.39M) | (27.09M) | (29.02M) | — | -100.0% | |
Operating Income (EBIT) | 339.96M | 431.74M | 635.48M | 613.39M | 646.67M | 5.4% | |
| Non-Operating Items | |||||||
| Interest Income | 659.73M | 1.16B | 1.66B | 1.82B | 1.96B | 7.8% | |
| Interest Expense | (52.57M) | (374.02M) | (694.18M) | (687.69M) | (710.04M) | 3.2% | |
| Other Income/Expenses (Net) | — | — | — | — | — | — | |
Income Before Tax | 339.96M | 431.74M | 635.48M | 613.39M | 646.67M | 5.4% | |
| Income Tax Expense | (99.24M) | (124.58M) | (185.47M) | (180.49M) | (156.30M) | -13.4% | |
Net Income | 240.72M | 307.17M | 450.01M | 432.91M | 490.37M | 13.3% | |
| Per Share Metrics | |||||||
| Earnings Per Share (Basic) | $4 | $5 | $8 | $8 | $9 | 13.8% | |
| Weighted Avg Shares Outstanding | 59.52M | 59.69M | 57.51M | 56.86M | 56.66M | -0.4% | |
| Weighted Avg Shares Outstanding (Diluted) | 60.61M | 60.57M | 58.73M | 58.24M | 57.84M | -0.7% | |
EBITDA | 364.56M | 455.13M | 662.57M | 642.41M | 646.67M | 0.7% |
Explore AX
AX in the Financial Services
Mid Cap