Axos Financial, Inc.
Profit after direct costs
Core business profitability
Bottom line profitability
Top line growth rate
Flow of revenue through cost categories to net income
| Item | Trend | 2022 | 2023 | 2024 | 2025 | 2026 | YoY Change |
|---|---|---|---|---|---|---|---|
Total Revenue | 757.91M | 1.26B | 1.77B | 1.93B | 2.19B | 13.5% | |
| Cost of Revenue | (76.32M) | (398.27M) | (726.68M) | (743.44M) | (811.15M) | 9.1% | |
Gross Profit | 681.59M | 865.93M | 1.04B | 1.19B | 1.38B | 16.3% | |
| Operating Expenses | |||||||
| Research & Development | — | — | — | — | — | — | |
| Selling, General & Administrative | (230.65M) | (305.32M) | (348.16M) | (407.90M) | (126.55M) | -69.0% | |
| General & Administrative | (217.07M) | (268.17M) | (305.36M) | (360.14M) | (77.41M) | -78.5% | |
| Selling & Marketing | (13.58M) | (37.15M) | (42.80M) | (47.76M) | (49.13M) | 2.9% | |
| Depreciation & Amortization | (24.60M) | (23.39M) | (27.09M) | (29.02M) | (80.62M) | 177.8% | |
Operating Income (EBIT) | 339.96M | 431.74M | 635.48M | 613.39M | 646.67M | 5.4% | |
| Non-Operating Items | |||||||
| Interest Income | 659.73M | 1.16B | 1.66B | 1.82B | 1.96B | 7.8% | |
| Interest Expense | (52.57M) | (374.02M) | (694.18M) | (687.69M) | (710.04M) | 3.2% | |
| Other Income/Expenses (Net) | — | — | — | — | — | — | |
Income Before Tax | 339.96M | 431.74M | 635.48M | 613.39M | 646.67M | 5.4% | |
| Income Tax Expense | (99.24M) | (124.58M) | (185.47M) | (180.49M) | (156.30M) | -13.4% | |
Net Income | 240.72M | 307.17M | 450.01M | 432.91M | 490.37M | 13.3% | |
| Per Share Metrics | |||||||
| Earnings Per Share (Basic) | $4 | $5 | $8 | $8 | $9 | 13.8% | |
| Weighted Avg Shares Outstanding | 59.52M | 59.69M | 57.51M | 56.86M | 56.66M | -0.4% | |
| Weighted Avg Shares Outstanding (Diluted) | 60.61M | 60.57M | 58.73M | 58.24M | 57.84M | -0.7% | |
EBITDA | 364.56M | 455.13M | 662.57M | 642.41M | 727.29M | 13.2% |
Explore AX
AX in the Financial Services
Mid Cap